LAS VEGAS REAL ESTATE | HOMES FOR SALE IN LAS VEGAS | LAS VEGAS NEW HOME

Seller financed down payment assistance will stop as deadline nears.  Home buyers looking for financial assistance after September 30, 2008 could be in for a surprise unless members of Congress create a new bill, the Federal Housing Administration’s Seller financed Down payment Reform and Risk-based Pricing Authorization Act (H.R. 6694).

Continue reading Seller Financed Down Payment Assistance Will Stop As Deadline Nears

Mortgage information podcast today from Fine Las Vegas luxury homes. A discussion with Bill, a Las Vegas real estate agent, and Jason, home mortgage lender, with Countrywide Home Loans, a home mortgage company.

Would you like to learn the different ways of obtaining a home mortgage in Las Vegas? Here’s the information on home mortgage rates, mortgage refinancing and obtaining a mortgage loan from a mortgage lender.

Jason works with the preferred mortgage lender for Sullivan Square Las Vegas. Sullivan Square is mixed use real estate in Las Vegas, Nevada, including condos, townhomes, lofts, live/work space, high rise towers and brownstones. Continue reading Mortgage And Refinance Mortgage Podcast With Las Vegas Luxury Homes

 

 Mortgage and Refinance Mortgage Podcast With Las Vegas Luxury Homes [4:24m]: Play Now | Play in Popup | Download

KB Home Las Vegas new home buyers can lock in a mortgage interest rate while their new homes are being built through a special rate lock program from Countrywide KB Home Loans, according to Tim Ryan, vice president of the joint venture between KB Home Las Vegas and Countrywide Home Loans Inc.

The new home in Las Vegas mortgage interest rate lock program is available on all first mortgages. It allows new home buyers to lock a maximum rate up to 14 months before the closing of their Las Vegas new home. Additionally, if mortgage interest rates fall, buyers can lock the lower rate within 45 days before closing.

“It’s hard for home buyers to budget on today’s mortgage interest rates when they won’t take delivery of their homes for several months,” Ryan said. “The changing market leaves many new home buyers wondering what will happen if interest rates go up before they close on their homes.”

Continue reading KB Las Vegas New Home Buyers Lock Mortgage Interest Rate

Pulte Home Las Vegas condo at Sky Pointe!

Welcome to Sky Pointe, a gated condominium community located in the emerging Las Vegas Centennial Hills Town Center master plan.

At Sky Pointe, you’ll find the comfort of a gated Las Vegas condominium community featuring four brand new condominium Pulte home designs to choose from, all affordably priced, ranging from approximately 856 to 1,525 square feet. Residents will also enjoy planned community amenities. Continue reading Pulte Home At Sky Pointe Las Vegas Condo Special Price

Choosing a Fixed Rate Mortgage Loan For A Las Vegas Home

Fixed rate mortgage loans generally come with one of two options; the 30-Year Fixed and the 15-Year Fixed loans. If a borrower is planning on being in the same Las Vegas home for a long period of time, a 30-Year Fixed may be more attractive because it offers stability. The monthly payment will remain the same over the life of the loan. If interest rates are at historic lows at the time the borrower is seeking to obtain financing, this is a good loan program to consider.

A 15-Year Fixed rate mortgage loan program offers the same stability, but the accelerated amortization schedule makes the monthly payment substantially higher. While the interest rate may be lower on this type of mortgage loan, the borrower must be willing to commit to a higher monthly payment. If the borrower wishes to retire in 15 years and be debt-free at that time, this loan program may be more suitable to the borrower’s long-term Las Vegas real estate loan needs.

Continue reading Choosing a Fixed Rate Mortgage Loan For A Las Vegas Home

Be sure you find a mortgage loan that fits your needs with these comprehensive questions for the purchase of your Las Vegas Real Estate.

1. What are the most popular mortgage loans you offer for Las Vegas Real Estate?

2. Which type of mortgage plan do you think would be best for us? Why?

3. Are your rates, terms, fees, and closing costs negotiable?

4. Will I have to buy private mortgage insurance? If so how much will it cost and how long will it be required? NOTE: Private mortgage insurance usually is required if you make less than a 20 percent down payment, but most lenders will let you discontinue the policy when you’ve acquired a certain amount of equity by paying down the loan.

Continue reading Finance Questions to Ask Your Las Vegas Lender