Mortgage And Refinance Mortgage Podcast With Las Vegas Luxury Homes

Las Vegas PodcastMortgage information podcast today from Fine Las Vegas luxury homes. A discussion with Bill, a Las Vegas real estate agent, and Jason, home mortgage lender, with Countrywide Home Loans, a home mortgage company.

MortgageWould you like to learn the different ways of obtaining a home mortgage in Las Vegas? Here’s the information on home mortgage rates, mortgage refinancing and obtaining a mortgage loan from a mortgage lender.

Sullivan Square Las VegasJason works with the preferred mortgage lender for Sullivan Square Las Vegas. Sullivan Square is mixed use real estate in Las Vegas, Nevada, including condos, townhomes, lofts, live/work space, high rise towers and brownstones. Continue reading Mortgage And Refinance Mortgage Podcast With Las Vegas Luxury Homes

 
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Avoid Changes to Your Financial Profile During the Loan Process

Once your mortgage loan package has been sent to the mortgage lender, there are a number of things you should avoid doing that will change your financial picture. Remember, the mortgage lender is looking for stability and consistency. If you want the best interest rate, keep that in mind. Here are a few things to consider:

The Las Vegas home mortgage lender is looking to see what your source of down payment is.

Your Las Vegas home mortgage lender will most likely ask you to provide proof of your liquid assets. This includes bank statements for checking and savings accounts, verification of investments, and any other liquid assets. Some of the things the Las Vegas home mortgage lender may ask for may seem trivial, but keep in mind, if you are planning a move to a new Las Vegas home, it’s important to have all documentation readily available. If the mortgage lender asks for cancelled checks or deposit receipts to meet certain conditions, you want to be able to find these things quickly to avoid delaying the closing of your loan. Make sure your paper trail is easy to document, and don’t move money from one account to another.

Major purchases tip the scales against your favor with the mortgage lender. Continue reading Avoid Changes to Your Financial Profile During the Loan Process

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